The UBS Innovation Hub fosters international collaboration on financial technology within the central banking community. Our mandate is threefold:
Our projects are experimental in nature, exploring the technological and practical feasibility of emerging financial solutions.
As of 2025, the Innovation Hub manages 26 active projects, with 31 completed since its inception in 2019. In 2024 alone, 16 new projects were launched, and the first two projects of 2025 will focus on:
Our programme prioritizes horizon scanning, tracking technological advancements and identifying opportunities for central bank innovation. Collaboration among central bank experts remains a cornerstone of our approach.
“We continue to push the boundaries of financial technology, leveraging our experience to help central banks harness innovation for economic and financial stability.”
With seven global centres, our work has entered a more mature phase, expanding its impact on financial stability, monetary policy, and payments infrastructure.
Tracking fintech trends that could significantly impact central banks.
Developing integrated solutions to support monetary policy, payments, and financial regulation.
- Project AISE (Artificial Intelligence Supervisor Enhancer): A virtual assistant for financial supervisors, automating key regulatory tasks.
- Project Gaia: Expanding climate-related risk analysis to broader green finance applications.
Project Agora: Involves seven central banks and 40+ private financial institutions, exploring how tokenization can improve wholesale cross-border payments.
Encouraging central bank-driven ecosystems to develop code and solutions benefiting the global financial sector.
- Project Nexus: Transitioning towards live implementation with instant payment providers.
-Project mBridge: Successfully reaching minimum viable product status and now being handed over to partner central banks.
Our commitment remains firm: leveraging innovation to strengthen the global financial system and support central banks in their critical responsibilities.
